How I Saved for My Dream Vacation

Some of you know me as “One Crazy Redhead” or the lady behind Good Buys All the Time, but I’ve never told my story.  As an online retailer I’ve experienced ups and downs in sales but with a little hard work and determination I was able to achieve some things I never thought I was capable of, and I’m excited to tell you how I saved for my dream vacation this year!

I’m Maryann Lowden, born and raised in Connecticut and now live in a rural town in West Tennessee. I started selling on eBay in 2000 and I heard about FBA (fulfillment by Amazon) but was very reluctant to venture into a different marketplace.  I was afraid of the process and intimidated of trying something new, but my sales on eBay were tanking and I figured “what have I got to lose?”

My biggest obstacle was MONEY – I literally did not have 2 nickels to rub together.
1) I didn’t have a smartphone – luckily I had an upgrade to offset the cost of an iPhone.
2) Could I afford the $39.99 Amazon Pro-Seller Subscription, plus an additional $39.99 for ScanPower?
The way I saw it, I would be $80.00 in the hole before I even started…

I have never been a quitter and decided to take the second leap of faith of my life; (my 1st leap was quitting my corporate job when my husband was diagnosed with leukemia several years ago – mortality has a way of slapping you in the face when you are told your husband of 30 years has 6 months to live). So without further to do, I decided I would stop talking about what I wanted to do and I would DO IT, because no one is promised tomorrow.

I started FBA in November of 2011 and have never looked back.  My first payout was $1,000 and the next was $2,000 – I literally couldn’t believe it as I followed their instructions and sent things to FBA that I had around the house.  I can honestly say, I never missed the $80.00 per month for Pro-Seller and FBA subscriptions.

No disrespect to my husband, but he was not a “cheerleader” when I started. He considered this new venture some “get rich quick” scheme which made me even more determined to prove him wrong.  Most girls reminisce about when those “3 little words” are spoken by their significant other. The best 5 little words ever spoken by my husband were:  “I guess you showed me,” in December of 2011.

I still had a small fear that my initial success was due to the holiday season and prayed that I wouldn’t be out of business. Guess what?  It got even better!!  I have done a combination of thrifting and retail arbitrage and it has served me well as I have a variety of items for sale in many categories – fitting as my store name is “Good Buys All the Time.”

Fast Forward to 2015

After a few years of FBA, my business is thriving and I am paying it forward by coaching “newbies” who want to get started doing Amazon. In May, I am going on a 16 day dream vacation to Europe – all thanks to my favorite Bible Verse:  “Faith is the assurance of things unseen,” Hebrews 11:1. I hope that my story is an inspiration to anyone else struggling to turn their small business into a money maker.  With a little hard work and determination, God blessed me with regular sales and a great support team to keep me going. My goal is to continue serving my customers and offering great products at a great price, but after all of my hoping and dreaming, I’m going to Europe first.

~ Maryann Lowden

Keeping it Simple for a Healthier New Year

Every year I set a lofty weight-loss goal or tell myself I’m going to save hundreds of dollars for my dream vacation, but somehow come March, April, May I realize I actually gained 3 lbs and I may have saved enough for a new toaster. No matter how great my intentions or how motivated I feel while making my resolutions, I never seem to stick to them.  This year I decided to keep things simple and start by setting small, realistic goals.

Be Specific
Instead of making a resolution to be “healthier,” I decided to get specific. It’s a lot easier to keep yourself accountable for something that’s specific, measurable or trackable, than it is to stick to a generalized statement.  I enjoy walking and I know it’s a great workout so I decided an attainable goal was to walk 1.5 miles at least 4 days of the week.  I took my schedule into consideration and determined 4 days a week was a reasonable goal – I would have to stay dedicated to making time for my walk, but I wasn’t asking too much from myself.  I also set a goal for distance because I have a tendency to slack when it comes to exercise.  By telling myself ahead of time I’m going to do at least 1.5 miles, I can gauge how long I’ll be at the park or the gym and I’ll also be able to track my progress. I’m hoping to better my time each month.

In addition to my walking goals for 2015, I decided to get specific with how I plan to save money this year.  It’s easy to say you’ll watch what you spend at the mall or the grocery store but it’s nearly impossible to measure a goal so vague.  I decided to get specific and target one of my guilty pleasures… Starbucks coffee. As much as I love my coffee breaks or grabbing a latte while I run some errands, those $3-$6 drinks add up. I decided to cut Starbucks and Dunkin out of my budget for the year and instead decided to buy my own gourmet coffee to make at home. Now I can save money and calories by skipping the fancy syrups and the added whipped cream.

Stay Accountable
I told my girlfriend who walks with me from time to time about my goals for the year and she was motivated to make my walking challenge her own.  Having someone to keep you accountable is important, but finding someone to workout with you and push you when you start slacking off is even better! I also told my hubby about my goal to cut out my Starbucks addiction and he agreed to hold me to it.  Now there’s no going back – if he finds Starbucks cups in our trash can or sees the charges add up on our debit card I’ll be in trouble.

Re-Evaluate Your Goals
If I can stick to my walking plan and no Starbucks for a month, I plan to re-evaluate my goals to see how I can continue challenging myself to become healthier.  I’d love to be able to go from walking to jogging and eventually my goal is to run 1.5 miles without stopping, but that will take some time. For now I know if I stick to my walking goals I am one step closer to my end goal. If I am able to go without Starbucks, I plan to add to my goal by eliminating some other guilty habits.  I’d like to cut out fast food altogether and cut back my grocery bill, but for now I’m keeping it simple.

Whatever your New Year’s resolution, if you keep things reasonable, measurable and hold yourself accountable for your goals, you’re sure to make progress. Good luck!

~R.K. for Good Buys All the Time!